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Insurance card verification before visits

Insurance card verification before visits

Do not verify at check-in only

When card verification waits until the patient stands at the desk, the queue backs up. Billing staff get incomplete files. Therapists start late.

Checklist lines that work

  • Benefits card — front (clear photo)
  • Benefits card — back (policy number visible)
  • Plan holder name if dependent coverage
  • Secondary plan card (if applicable)

Reception approves each line. Missing back-of-card is visible on the dashboard — not discovered when direct billing runs.

PHIPA note

Insurance card images are PHI. Collect them through a clinic-controlled workflow with access limits — not casual email or text.

General operational information for Ontario physiotherapy and rehabilitation clinics only — not legal, clinical, privacy, or billing advice. Your clinic remains the health information custodian under PHIPA. Hivi-X is document-collection software; it is not an EMR, does not submit WSIB Form 8, and does not certify college or PHIPA compliance.

Answers are general operational information only — not legal, tax, regulatory, clinical, privacy, immigration, or professional advice. Requirements vary by matter, client, and regulator.

Frequently asked questions

When should insurance cards be verified?
Ideally two to five days before the first visit — enough time to request a clearer photo or updated card without delaying treatment.
What if the patient uploads a blurry card photo?
Use item-level reject in Hivi-X with a note asking for a retake. The patient sees which checklist line needs replacement in the portal.
Does Hivi-X store card images securely?
Yes — Canadian hosting, AES-256-GCM at rest, TLS in transit. Your clinic remains the PHIPA custodian and should include the vendor in privacy assessments.

Collect complete patient intake before the appointment

Hivi-X helps Ontario physiotherapy and rehabilitation clinics request health history, consent, insurance cards, referrals, and WSIB/MVA documents with reusable checklists, a secure guest link (no account needed) or my-id.ca portal, self-hosted AI summaries, and exportable packages for Jane, Cliniko, or your EMR.

Insurance Card Verification Before Visits | hivi-x Docs