Take-All-Comers quote log documentation

Answers are general operational information only — not legal, tax, regulatory, clinical, privacy, immigration, or professional advice. Requirements vary by matter, client, and regulator.

Frequently asked questions

What must a Take-All-Comers quote log include?

Per RIBO Guidance 004, records typically include the premium quoted, the insurance market, and broker comments explaining the quote or declination. Exact format may vary by brokerage policy — confirm with current RIBO guidance.

When does the TAC rule apply?

Take-All-Comers applies to Ontario personal auto placements where brokers must document markets approached. Verify applicability with your MGA and current FSRA/RIBO guidance.

Does Hivi-X generate TAC quote logs automatically?

No. Hivi-X helps you track TAC documentation as checklist items and store related files on the client record. Rating and market placement stay in your BMS or carrier portals.

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