SABS 2026 reforms documentation for Ontario brokers

Answers are general operational information only — not legal, tax, regulatory, clinical, privacy, immigration, or professional advice. Requirements vary by matter, client, and regulator.

Frequently asked questions

When do Ontario SABS auto reforms take effect?

July 1, 2026, per RIBO industry guidance on Ontario auto insurance reforms. Confirm current dates and requirements with RIBO, your MGA, and carriers.

What is the CSIO optional accident benefits consultation form?

CSIO published an Optional Accident Benefits Broker Client Consultation Form for documenting optional benefits discussions. Hivi-X does not auto-generate CSIO forms — brokers should use current CSIO and carrier tools for form completion.

How can Hivi-X help with SABS documentation?

Organize client intake checklists, voice notes and self-hosted AI summaries for advice discussions, disclosure delivery records, and exportable PDF packages for your BMS client folder.

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