Contents

Foreign driver's licence photo QC on auto applications

Foreign driver's licence photo QC on auto applications

The India licence front is perfect. The back — where vehicle class lives — is missing.

Checklist sub-lines

Under Foreign driver's licence:

  • Front — full card, readable
  • Back — class codes visible
  • Name matches application
  • Expiry date visible and valid at quote date

Pair with international driving record line — licence photo ≠ driving abstract.

QC reject reasons (use on checklist)

Reject noteClient action
"Send back of licence"Resubmit back photo
"Expiry not visible"Flat photo, no wallet
"Image blurry"Retake in daylight
"Wrong driver"Upload to correct driver section

GTA newcomer auto mess patterns start here.

After Ontario licence issued

Add Ontario licence line — do not delete foreign without insurer instruction; file shows progression.

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General information only. Not legal or compliance advice. Hivi-X is not affiliated with or endorsed by RIBO or FSRA.

Answers are general operational information only — not legal, tax, regulatory, clinical, privacy, immigration, or professional advice. Requirements vary by matter, client, and regulator.

Frequently asked questions

Do brokers need both sides of foreign licence?
Best practice yes — back often shows class codes and restrictions insurers review.
What triggers reject?
Glare, expired licence, cropped image, wrong family member, screenshot not photo of card.
How long keep foreign licence after Ontario issued?
Insurer-dependent — update checklist when client transitions; retain both for file history per retention policy.
Translation required?
If text not English/French — often certified translation line separate from photo QC.
Is this legal advice?
No.

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Hivi-X helps Ontario insurance brokers collect application documents with reusable checklists, a Canadian-hosted client portal, self-hosted AI summaries, and exportable PDF packages for Applied, Epic, SIG, or your BMS. Hivi-X is document-collection software — it does not replace your BMS or guarantee RIBO compliance.

Foreign Driver Licence Photo QC Insurance Ontario | hivi-x Docs