G2 and novice driver auto insurance documents Ontario

Answers are general operational information only — not legal, tax, regulatory, clinical, privacy, immigration, or professional advice. Requirements vary by matter, client, and regulator.

Frequently asked questions

Is driver's abstract mandatory for G2 new business?

Most Ontario markets and MGAs require a recent abstract for rating and underwriting — your checklist template should match those rules, not assume a single statutory form.

What if the driver is under 18?

Add parent/guardian consent or signature lines per brokerage and carrier policy — confirm before presenting the quote.

Novice licence restrictions on file?

Document acknowledgement of G2/G conditions as your disclosure and advice process requires. Licence class must be visible on the upload.

Can young drivers upload from phone?

Yes — portal or guest; reject glare on licence photos and cropped class designations.

Does Hivi-X order MVR/abstract?

No — you order; client or CSR uploads the result to the checklist.

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