Condo H0-6 status certificate collection for Ontario brokers

Answers are general operational information only — not legal, tax, regulatory, clinical, privacy, immigration, or professional advice. Requirements vary by matter, client, and regulator.

Frequently asked questions

What is H0-6 coverage?

Condo unit owner policy complementing corporation master policy — contents, improvements, loss assessment, etc. Exact coverage varies by contract.

Is the status certificate always required?

Insurer and MGA dependent — many require it for accurate building and financial risk assessment. Document what you collected.

Who orders the status certificate?

Often the unit owner or lawyer at purchase — broker may need a copy for quote. Clarify who pays and timeline.

What QC matters?

Readable full certificate, correct unit number, reserve fund and claim disclosures visible, dates within insurer freshness rules.

Is this legal advice?

No. Confirm insurer requirements with markets.

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