Chasing prior insurance cancellation letters before bind

Answers are general operational information only — not legal, tax, regulatory, clinical, privacy, immigration, or professional advice. Requirements vary by matter, client, and regulator.

Frequently asked questions

When is cancellation letter mandatory?

When MGA or underwriter flags lapse or prior cancel — your template should default it on high-risk intakes.

Dec page instead of letter?

Sometimes — QC per MGA; separate line from cancellation letter.

Client can't reach prior broker?

Document attempts in voice note; line stays todo until proof or MGA exception.

Same for home?

Add line on home template when prior property cancel claimed.

Automated chase to prior insurer?

Not shipped.

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