RIBO cloud AI vs self-hosted broker summaries

Answers are general operational information only — not legal, tax, regulatory, clinical, privacy, immigration, or professional advice. Requirements vary by matter, client, and regulator.

Frequently asked questions

Does RIBO ban AI on client files?

RIBO does not ban AI. Its May 2025 guidance restates Code of Conduct and Fair Treatment of Customers duties, and advises firms to avoid processing client information through open AI systems. Read current RIBO materials. This page is operational, not legal advice.

What is wrong with cloud AI on files?

Client personal information may leave firm control, be stored by a vendor, or be used for model training. RIBO guidance expects vendor vetting so customer data processed through an AI tool does not leave control of the firm.

What does self-hosted mean here?

AI inference on infrastructure the product operator runs — not sending client-file contents to a public consumer chatbot for summarization.

Should summaries replace notes?

No. RIBO expects licensed oversight of AI-generated or altered output before reliance. An AI summary supplements producer notes; you review before treating it as fact.

Does Hivi-X certify RIBO compliance?

No. You align use with current RIBO guidance and brokerage policy. Hivi-X is document-collection software — not a RIBO licensee.

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